As a client coming to Point One Insurance, you can always expect an agent who is fascinated with the business of insurance. Whether you are in Carlsbad, Oceanside, Vista, or anywhere else in San Diego, Point One Insurance is your one point for insurance expertise!
When you enroll in Medicare, your medical costs will be partially paid by the federal government. In general, Medicare pays 80 percent of the services it covers and you are responsible for the remaining 20 percent -- and there's no "out-of-pocket maximum." That means there's no limit to your 20 percent liability. So if your Medicare-approved medical bills for, say, a hospital stay and surgery total $50,000, then Medicare will pay $40,000 (80 percent), and your responsibility is $10,000. And so on, with any other medical expenses you incur. And since Medicare doesn't cover prescription drugs, you are responsible for 100 percent of the costs.
-We have worked with clients in a variety of fields from San Diego to Orange County and work chiefly with businesses in Oceanside, Carlsbad, Vista, San Marcos, Encinitas, and Escondido California.
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